fintech

A foray into fintech; a breakdown of the latest and greatest innovations in financial technology.

What are the potential use cases of Decentralized Finance?
What is DeFi ? DeFi stands for decentralized finance which is a more evolved and technologically advanced alternative reality of the centralized fiscal arrangement that we currently deal with. Using these words may make it sound like science fiction, but in reality, it is already here, and it is changing the financial architecture of the world.
By Ralph Kalsi5 years ago in Trader
HERE’S WHAT’S NEEDED FOR FANNIE MAE, FREDDIE MAC TO EXIT CONSERVATORSHIP
Before Fannie Mae and Freddie Mac exit conservatorship, several things still must happen. As the presidential election approaches, the Federal Housing Finance Agencies and the government-sponsored enterprises are entering crunch time.
By Jacob Wolinsky5 years ago in Trader
FinTech Startups & The Established Financial / Banking Institutions : PART — I
This article is 1st of the “Fin-Tech Start-Ups & The Established [ Financial ] / [Banking ] Institutions “ Article Series. In this Series, I will briefly discuss the ‘Current FinTech Start-Up Space’ and ‘different Distributed Ledger based [ Financial ] / [ Banking ] Solutions’ currently under development by Different Consortiums formed by different Banking / Payment / Investment Institutions .
By Rahul Mittal5 years ago in Trader
How Bitcoins Can Make You Rich
When it comes to investing or trading, most people tend to think of bonds, stocks, commodities, and forex.Though its right to invest or trade in these commodities, the rate of return is usually very low. In some cases, for instance forex trade, you have to master a winning strategy if you are to gain anything. For bonds and treasury bills, returns are guaranteed but they are often very low and they are paid after a fixed period of time mostly annually, semi-annually, or after several years. Share on the other hand may fall in value and in such a case, as an investor you stand to losemuch.
By Anthony5 years ago in Trader
ARE THE TECH GIANTS TRADING LIKE BONDS?
The tech giants are trading at valuation ratios that are close to unprecedented for such large companies. Currently, Amazon trades at a nosebleed price/earnings multiple of 122. Apple’s multiple is 33 which is extraordinary for a hardware manufacturer. Netflix clocks in at 84. Tesla leads the pack at 752, but that is largely due to its miniscule earnings. Overall, it is hard to look at these valuations without thinking “bubble.” But there is another interpretation.
By Jacob Wolinsky5 years ago in Trader
The most defined Fintech trends to watch out for in 2020
The world is increasingly growing digital. It's merely a fact, unbiased and impartial, that is apparent for the most fervent opponents of the technological developments.
By Becka Maisuradze6 years ago in Trader
How Africa became the unlikely financial innovator
When we think of innovations and technological developments Africa rarely comes up as the leader in either of those fields. At least that was the case until the recent financial boom that has taken the continent by storm. It is easy to underestimate the region, considering its low-medium income economies but the scene if Africa has been changing rapidly for the last few years.
By Inga 6 years ago in Trader
Alternative Payments Shape E-Commerce
Shopping is an incremental part of our everyday lives. We buy food, clothes, electronic devices, as well as utilities and other services to make it to the next day.
By Becka Maisuradze6 years ago in Trader
"Talking Brook: 'Yaron Brook Show: Yaron Brook Show: Greta, Central Banks & Questions'"
Dr. Brook engages his audience with multiple topics. This decision is an admirable one as the attention span of his viewers and listeners remain with him throughout the entire show. He begins by addressing the comments that people offered concerning his analysis of Greta. He says that more people have become subjective. He points out that the only alternative for folks like this is for them to “shoot” people with whom they disagree. No arguments, no reasoning, no debate, just force. His sarcasm is laced with a keen awareness that some members of his audience may be hostile to facts in someway. He shrugs all of that off and keeps the show rolling despite their subjectivity.
By Skyler Saunders6 years ago in Trader
The 'David' Banks Are Now Offering Bigger Service like the 'Goliaths'
It is well-known that large banks throughout the world offer greater services to their customers. This better service is the result of the bank's wealth or capital obtained through operations. Today, many small banks are following in the footsteps of these big banks and even offer exceptional services to their clients. As far as the banking sector is concerned, the largest is not always the best. It takes creativity to be the best. Indeed, digitalization has helped to break some of the barriers to competition for medium and small banks, which allows them to take many of the same security steps as their large competitors. There are a number of medium and local banks that have used digital innovation to better serve their customers.
By Osei Agyemang6 years ago in Trader
Is Trading Bitcoin Comparable to Trading Forex?
Foreign currency has been around a long time in human history, considering that there are always discrepancies between two currencies. Now that the market is super consolidated with digital trading, people can make big bucks by strategically trading currency pairs.
By Jonathan G7 years ago in Trader
Africa Ratifies Digital Loans
A few years back, I remember waiting in a small banking room to process my credit transaction. Even if it's a meager amount of credit you apply for, you always have to support the contract with many documents. Of course, in some cases the same process is still going on. Today, digitization makes it faster and easier to access a loan. In Africa, cell phone lending is growing rapidly, as mobile phone portfolios, customers, developers, and technology innovators take digital credit seriously.
By Osei Agyemang7 years ago in Trader