fintech

A foray into fintech; a breakdown of the latest and greatest innovations in financial technology.

Fintech funding reaches new records
It seems that when it comes to funding for Fintech startups, sky is the limit… According to data released by international consulting firm KPMG, fintech companies in the UK have attracted a record $48.5bn (£37.4bn) of investments in 2019, up 91 per cent from $25.4bn a year earlier. That’s quite a big jump, even in the Fintech world. Volumes were also up, as the number of deals reached a six-year high. You can see similar trends across other European countries, Asia, and the USA.
By Fintech Review5 years ago in Trader
Why Santander spinning off Innoventures is interesting
Santander, the Spanish banking giant, announced that from now on, Innoventures would operate as a separate entity. It is the bank’s Corporate Venture Capital (CVC) unit, set up in 2014 and responsible for investing into promising startups. It will be called Mouro Capital and have $400 million under management. Not too bad to get started.
By Fintech Review5 years ago in Trader
What is Regulatory Technology or Regtech?
The demand in terms of compliance is ever increasing within the financial services industry. As a classic example of efficient market dynamics, it means that a number of innovative Regulatory Technology (RegTech) startups, seized this opportunity and started to flourish to meet those demands.
By Fintech Review5 years ago in Trader
Is P2P lending facing a reckoning?
Peer-to-peer lending has boomed in recent years, particularly in the US and the UK. And so has the funding funneled to these companies, the VCs taking a particular interest in fintechs operating in the space.
By Fintech Review5 years ago in Trader
What is Fintech? - Fintech Review
Let’s start from the beginning. What do we really mean when we talk about Financial Technology, better known as Fintech? You will have obviously noticed that it is a very trendy topic these days. You will have read all about it in the press or elsewhere for sure. So what is it then?
By Fintech Review5 years ago in Trader
What it's like to work in Fintech today
By now, you should know what Fintech is. Which means that we can have a look at what what it’s like to work in Fintech today.
By Fintech Review5 years ago in Trader
What are the potential use cases of Decentralized Finance?
What is DeFi ? DeFi stands for decentralized finance which is a more evolved and technologically advanced alternative reality of the centralized fiscal arrangement that we currently deal with. Using these words may make it sound like science fiction, but in reality, it is already here, and it is changing the financial architecture of the world.
By Ralph Kalsi5 years ago in Trader
HERE’S WHAT’S NEEDED FOR FANNIE MAE, FREDDIE MAC TO EXIT CONSERVATORSHIP
Before Fannie Mae and Freddie Mac exit conservatorship, several things still must happen. As the presidential election approaches, the Federal Housing Finance Agencies and the government-sponsored enterprises are entering crunch time.
By Jacob Wolinsky5 years ago in Trader
FinTech Startups & The Established Financial / Banking Institutions : PART — I
This article is 1st of the “Fin-Tech Start-Ups & The Established [ Financial ] / [Banking ] Institutions “ Article Series. In this Series, I will briefly discuss the ‘Current FinTech Start-Up Space’ and ‘different Distributed Ledger based [ Financial ] / [ Banking ] Solutions’ currently under development by Different Consortiums formed by different Banking / Payment / Investment Institutions .
By Rahul Mittal5 years ago in Trader
How Bitcoins Can Make You Rich
When it comes to investing or trading, most people tend to think of bonds, stocks, commodities, and forex.Though its right to invest or trade in these commodities, the rate of return is usually very low. In some cases, for instance forex trade, you have to master a winning strategy if you are to gain anything. For bonds and treasury bills, returns are guaranteed but they are often very low and they are paid after a fixed period of time mostly annually, semi-annually, or after several years. Share on the other hand may fall in value and in such a case, as an investor you stand to losemuch.
By Anthony5 years ago in Trader
ARE THE TECH GIANTS TRADING LIKE BONDS?
The tech giants are trading at valuation ratios that are close to unprecedented for such large companies. Currently, Amazon trades at a nosebleed price/earnings multiple of 122. Apple’s multiple is 33 which is extraordinary for a hardware manufacturer. Netflix clocks in at 84. Tesla leads the pack at 752, but that is largely due to its miniscule earnings. Overall, it is hard to look at these valuations without thinking “bubble.” But there is another interpretation.
By Jacob Wolinsky5 years ago in Trader
The most defined Fintech trends to watch out for in 2020
The world is increasingly growing digital. It's merely a fact, unbiased and impartial, that is apparent for the most fervent opponents of the technological developments.
By Becka Maisuradze6 years ago in Trader