Dealing with Debt
One morning you wake up, make a nice cup of freshly made coffee to go out on your apartment balcony while enjoying a morning cigarette. The day is going well after that but then around Noon sharp there it is, the biggest problem you will face in life, No it's not the wife getting on you about doing the dishes in the sink nor your kids coming home early from school or your roommate eating all the popcorn around, it's a nice little letter from... you guessed it a debt collector.