Five Things the Poor Should Avoid Buying

Five Things You Should Avoid Buying When You're Struggling Financially. I know many people have purchased them, but rich individuals may not necessarily do so, while those facing poverty continue to consume these five items. Would you like to know what these items are?

Firstly, the first item is buying a house without having enough money. If you are an employed individual living on a salary, let me tell you that you're essentially playing a game throughout your life. Why? Because you burden yourself with debt and engage in premature consumption. Repaying a mortgage with your meager monthly salary will prevent you from taking risks, such as quitting your job and starting your own business. Over time, your enthusiasm will gradually fade, especially as you enter middle age. With an elderly parent to care for and a wife and children to support, buying a house with a loan restricts your freedom. You become immobilized, as every month your salary is devoted to mortgage payments. Consequently, you are unable to make any decisions to change your circumstances and are left working obediently in a factory. You don't even dare to voice your opinions to your superiors. So, when you decide to take out a loan to buy a house, remember to save this video as a reminder.

The second item is lottery tickets. The chances of winning through purchasing lottery tickets are extremely low. Let's not even discuss the possibility of hitting the jackpot; the odds of winning anything are like finding a needle in a haystack.

The third item is purchasing a car that surpasses your financial means. As we all know, a car is a consumable item. Buying a car is easy, but maintaining it is challenging. When your financial capability falls short, you should avoid blindly pursuing these symbols of vanity.

The fourth item is electronic products. Firstly, electronic products have a rapid update cycle. Last year was version 14, this year is 15, and next year it might be 14 or 15. When you observe many friends around you upgrading to new phones and rush to do the same, I want to share something with you. Do you have the ability to purchase a new phone, and do you genuinely need one? These are two different concepts. The disparities among electronic products themselves are not particularly significant. As long as they serve their intended purpose, they are good enough. Personally, I believe electronic products are consumables often acquired on impulse.

The fifth item is luxury goods. Consumerism is prevalent today, yet most individuals lack the economic capacity for it. Many people are willing to purchase luxury items such as bags and shoes, believing that owning them signifies success. However, relentlessly pursuing items beyond your financial means will exact a significant toll.

There are many people in this society who enjoy seeing you fail, far more than those who genuinely care about you. So either do nothing or give it your all. Life is about constant struggle, and your destiny is in your own hands. You can never go back to the past, but everyone can start from the present. So, it doesn't matter how you live today; what matters is how you want to live in the future. Either become a shark in the ocean or a salted fish in the market.